How much deposit do I need to buy a home?

It is important to know how much you will need to save before looking to purchase a new home. By knowing how much you need to save you could potentially negotiate lower interest rates and avoid paying Lenders Mortgage Insurance. Determine your borrowing capacity A...

How can my parents/family help me buy a home?

Given the minimum deposit required to purchase a property, this is a question I seem to be getting more often. Giving a cash gift as a deposit Depending on each lenders requirements you may be required to keep these funds in your bank account for some time (most...

Should I refinance?

Can’t decide whether to refinance or not? Dear James, Interest rates are so low at the moment, some of my friends are telling me they have rates of 3.95% and I’m thinking of refinancing my home loan. However, I don’t know a lot about the costs of refinancing or what’s...